Real Estate. Financing. Broker Advisory.
Real Estate and Financing for AI & Tech Professionals
AI and technology professionals, founders, executives, investors and business owners may have compensation and financial circumstances that require a more coordinated approach to real estate. Restricted stock units, bonuses, equity compensation, business income, investment assets and anticipated liquidity events can influence mortgage preparation, purchase timing and financing strategy.
As both a California Real Estate Broker and Mortgage Loan Originator, Christy can coordinate the property and financing sides of a transaction—helping clients prepare early, evaluate potential financing considerations and move through the purchase or sale with fewer handoffs.
Personalized Guidance, Direct From the Broker
Christy’s California Capital and Realty is a San Francisco-based boutique brokerage led by Christy Dumlao, a California Real Estate Broker and Mortgage Loan Originator with more than 20 years of experience in real estate, mortgage lending, investment transactions and brokerage operations.
Clients work directly with Christy throughout the relationship. Whether the goal involves purchasing a home, selling property, evaluating financing or navigating a more complex transaction, her approach is personal, practical and centered on the client’s objectives.
Real Estate and Financing Services
We provide residential and commercial real estate representation, mortgage guidance and investment and business-purpose financing throughout California.
Services include buyer and seller representation, residential and commercial sales and leasing, relocation assistance, new-construction representation, conventional and jumbo mortgage options, financing for self-employed borrowers, and private, bridge, construction and investment-property financing.
Every transaction begins with a review of the client’s goals, qualifications, property type and timing so that the real estate and financing strategies can be evaluated together when appropriate.
Broker of Record and Compliance Advisory
Christy also provides California Broker of Record, Designated Officer, brokerage supervision and compliance advisory services to qualifying real estate brokerages, property management companies and businesses conducting licensed real estate activity in California.
Services may include supervisory systems, transaction and file oversight, trust fund controls, advertising and fair housing review, written procedures, training and audit-readiness support. Each engagement is structured around the company’s operations, personnel, transaction volume and risk profile.