Real Estate & Mortgage Services

At Christy’s California Realty, we offer a full spectrum of financial and real estate services tailored to individuals, businesses, and investors. Whether you're seeking unsecured loans or exploring specialized mortgage programs, we provide the tools and expertise to help you achieve your financial and real estate goals.

Our commitment is to deliver a seamless and personalized experience for every client. With access to an extensive network of lenders and financing solutions, we are well-positioned to identify the right options for your unique needs. Contact us today to discover how our customized strategies and dedicated service can help you move forward with confidence.

Real Estate and Property Management 

We handle all types of residential and commercial real estate transactions, including buying, selling, and leasing. Our rental and leasing services support both landlords and tenants, while our relocation assistance helps individuals and businesses moving locally or internationally.

We also provide flexible short- and long-term office space solutions, educational consultations, and home purchase preparation services—empowering clients to make well-informed real estate and financing decisions.

Business Services

We offer a range of business loan options, including SBA loans, to support small business growth and expansion. Our franchise and business intermediary services assist clients in finding, buying, or selling businesses. For entrepreneurs seeking to franchise and scale their existing operations, we provide expert guidance and support.

Financing Solutions

• Unsecured business and personal loans and lines of credit, with no collateral required
• No-payment second mortgage programs with zero monthly payments
• Hard money loans, construction loans, and bridge financing for real estate investors and developers
• Fix-and-flip, ground-up construction, rehab, multi-unit, and cross-collateralized loan options
• DSCR loans for rental property investors focused on cash flow-based underwriting
• Exclusive investor incentives—contact us directly for details
  

Specialized Loan Programs

• HELOCs and second mortgages
• Financing for land, lots, retirement homes, and manufactured housing
• Programs for first-time buyers, foreign nationals, and self-employed borrowers using bank statements, 1099s, or P&Ls
• Solutions for clients with limited or challenged credit
• Jumbo and super jumbo loans, with funding up to $30+ million
   

Government and Specialty Programs

• VA, FHA, USDA Section 502, and Section 184 Native American Loans
• FHA 203(k) renovation loans and 203(h) disaster recovery loans
• CalHFA programs like CalPLUS and FHA commercial financing
• HUD’s Good Neighbor Next Door Program, offering eligible public service professionals a 50% discount on select homes
   

We also connect clients to grants and down payment assistance programs with forgivable or deferred payment terms, helping make homeownership more accessible.

Interested in adding an Accessory Dwelling Unit (ADU)? We offer grant support, financing, and construction guidance to help boost your property’s value and income potential.

And more...